Ireland · October 2026

Online baccarat in Ireland

Bet on the player, the banker or a tie, and the cards do the rest. The banker bet has one of the lowest house edges in the casino, 1.06%, even after the 5% commission.

house edge on the banker bet
1.06%
casinos with it
54
games at the biggest
18,000

Where to play baccarat

The biggest game libraries first; each casino’s game count is in the first box.

  6. 06

    Oshi

    4.6Instant payoutsCuraçao licence
    Welcome offer · 40x wagering150% up to €350+ 200 free spins
    Games
    15,000
    Payout
    Instant
    Min. deposit
    €10
    Wagering
    40x
    Visit casino Oshi (opens in a new tab)Read review of Oshi
    • Instant withdrawals
    • 15,000+ games
    • 1,400+ live tables

    18+ · New customers only · Min. deposit €20 · Wagering 40x · T&Cs apply

  11. 11

    Roby

    4.1Anjouan licence
    Welcome offer · 35x wagering100% up to €1,000+ 150 free spins
    Games
    14,000
    Payout
    Not stated
    Min. deposit
    €20
    Wagering
    35x
    Visit casino Roby (opens in a new tab)Read review of Roby
    • 14,000+ games
    • Takes Revolut
    • 700+ live tables

    18+ · New customers only · Min. deposit €20 · Wagering 35x · T&Cs apply

  24. 24

    Wintino

    4.1NewCosta Rica: no gambling licence
    Welcome offer · 35x wagering125% up to €888+ 250 free spins
    Games
    11,000
    Payout
    2 days +
    Min. deposit
    €10
    Wagering
    35x
    Visit casino Wintino (opens in a new tab)Read review of Wintino
    • 11,000+ games
    • Takes Revolut
    • 500+ live tables

    18+ · New customers only · Min. deposit €20 · Wagering 35x · T&Cs apply

  25. 25

    Booi!

    4.5Curaçao licence
    Welcome offer · 40x wagering100% up to 500 USD+ 100 free spins
    Games
    10,000
    Payout
    Within 24h
    Min. deposit
    €5
    Wagering
    40x
    Visit casino Booi! (opens in a new tab)Read review of Booi!
    • Withdrawals within 24 hours
    • 10,000+ games
    • 800+ live tables

    18+ · New customers only · Min. deposit 10 USD · Wagering 40x · T&Cs apply

  27. 27

    Casoola

    4.3NewCosta Rica: no gambling licence
    Welcome offer · 35x wagering100% up to €500+ 200 free spins
    Games
    10,000
    Payout
    Within 24h
    Min. deposit
    €10
    Wagering
    35x
    Visit casino Casoola (opens in a new tab)Read review of Casoola
    • Withdrawals within 24 hours
    • 10,000+ games
    • Takes Revolut

    18+ · New customers only · Min. deposit €20 · Wagering 35x · T&Cs apply

  38. 38

    Spin

    4.3Alderney licence
    Welcome offer · 35x wagering100% up to €400
    Games
    600
    Payout
    1–2 days
    Min. deposit
    €10
    Wagering
    35x
    Visit casino Spin (opens in a new tab)Read review of Spin
    • Alderney licence
    • Deposit from €10
    • iPhone and Android apps

    18+ · New customers only · Min. deposit €10 · Wagering 35x · T&Cs apply

  45. 45

    Axe

    4.3Instant payoutsCuraçao licence
    Welcome offer · 45x wagering100% up to €1,000+ 50 free spins
    Games
    —
    Payout
    Instant
    Min. deposit
    €20
    Wagering
    45x
    Visit casino Axe (opens in a new tab)Read review of Axe
    • Instant withdrawals
    • 10 cryptocurrencies
    • A full set of limits

    18+ · New customers only · Min. deposit €20 · Wagering 45x · T&Cs apply

  54. 54

    Slota

    3.9Curaçao licence
    Welcome offer · 45x wagering100% up to €1,000+ 110 free spins
    Games
    —
    Payout
    Not stated
    Min. deposit
    —
    Wagering
    45x
    Visit casino Slota (opens in a new tab)Read review of Slota
    • 24/7 live chat
    • iPhone and Android apps
    • Games from 109 studios

    18+ · New customers only · Min. deposit €20 · Wagering 45x · T&Cs apply

Showing 6 of 54 casinos

Try baccarat for free

Free demos with play money. Pick a game and it opens right here.

Baccarat to try for free 2

More table games 18

Our 3 picks, reviewed

Why each one made the top of the list, and what to know before you sign up.

  1. 01Best for baccarat

    Spinrise

    4.4Curaçao licenceSince 2025

    Spinrise has been running since 2025 under a Curaçao licence, run by Hollycorn N.V. It has 18,000 games from 124 studios. Withdrawals take 2 days or more.

    What we like

    • 18,000+ games
    • 1,000+ live tables
    • 24/7 live chat
    • 6 cryptocurrencies

    Worth knowing

    • Withdrawals take 2 days or more
    • Curaçao licence, not MGA or UKGC
    • Minimum deposit €20
    Welcome offer · 40x wagering257% up to €5,555+ 257 free spins
    Games
    18,000
    Payout
    2 days +
    Min. deposit
    €20
    Wagering
    40x
    Visit casino Spinrise (opens in a new tab)Read review of Spinrise

    18+ · New customers only · Min. deposit €20 · Wagering 40x · T&Cs apply

  2. 02Fastest payouts

    Oshi

    4.6Curaçao licenceSince 2015

    Oshi has been running since 2015 under a Curaçao licence, run by Dama N.V. It has 15,000 games from 148 studios. Withdrawals are instant.

    What we like

    • Instant withdrawals
    • 15,000+ games
    • 1,400+ live tables
    • Deposit from €10

    Worth knowing

    • Curaçao licence, not MGA or UKGC
    • No app: mobile site only
    Welcome offer · 40x wagering150% up to €350+ 200 free spins
    Games
    15,000
    Payout
    Instant
    Min. deposit
    €10
    Wagering
    40x
    Visit casino Oshi (opens in a new tab)Read review of Oshi

    18+ · New customers only · Min. deposit €20 · Wagering 40x · T&Cs apply

  3. 03Biggest live lobby

    Winshark

    4.1Curaçao licenceSince 2024

    Winshark has been running since 2024 under a Curaçao licence, run by GBL Solutions N.V. It has 15,000 games from 172 studios. Withdrawals take 2 days or more.

    What we like

    • 15,000+ games
    • Takes Revolut
    • 3,000+ live tables
    • Deposit from €10

    Worth knowing

    • Withdrawals take 2 days or more
    • Curaçao licence, not MGA or UKGC
    • Withdrawals capped at €500 a day
    Welcome offer · 45x wagering240% up to €2,500+ 300 free spins
    Games
    15,000
    Payout
    2 days +
    Min. deposit
    €10
    Wagering
    45x
    Visit casino Winshark (opens in a new tab)Read review of Winshark

    18+ · New customers only · Min. deposit €20 · Wagering 45x · T&Cs apply

Compare them side by side Compare any two in detail

CasinoScoreWelcome offerPayoutMin. depositLicenceGamesVisit
Spinrise4.4257% up to €5,555+ 257 free spins2 days +€20Curaçao18,000Visit Spinrise (opens in a new tab)
Golisimo4.1100% up to €1,000+ 200 free spins2 days +€10Not listed18,000Visit Golisimo (opens in a new tab)
Win Rolla4.0100% up to €1,000+ 100 free spinsNot stated€20Anjouan17,500Visit Win Rolla (opens in a new tab)
My Empire4.1100% up to €500+ 200 free spins2 days +€10Anjouan17,000Visit My Empire (opens in a new tab)
Neon544.1100% up to €500+ 200 free spins2 days +€10Anjouan17,000Visit Neon54 (opens in a new tab)
Oshi4.6150% up to €350+ 200 free spinsInstant€10Curaçao15,000Visit Oshi (opens in a new tab)
SlotsVader4.1400% up to €2,070+ 715 free spins2 days +€20Anjouan15,000Visit SlotsVader (opens in a new tab)
Winshark4.1240% up to €2,500+ 300 free spins2 days +€10Curaçao15,000Visit Winshark (opens in a new tab)
Boho4.4None on file2 days +€20Curaçao14,000Visit Boho (opens in a new tab)
Lanista4.1125% up to €777+ 250 free spinsNot stated€10Anjouan14,000Visit Lanista (opens in a new tab)
Roby4.1100% up to €1,000+ 150 free spinsNot stated€20Anjouan14,000Visit Roby (opens in a new tab)
Gransino4.0100% up to €500+ 200 free spins2 days +€10Not listed14,000Visit Gransino (opens in a new tab)
Boomerang Bet4.1100% up to €500+ 200 free spinsNot stated€20Anjouan13,500Visit Boomerang Bet (opens in a new tab)
Malina4.0None on file2 days +€10Anjouan13,100Visit Malina (opens in a new tab)
BillyBets4.1100% up to €500+ 200 free spinsNot stated€20Anjouan13,000Visit BillyBets (opens in a new tab)

Baccarat: how it works

The rules in plain words, with pictures: what the cards are worth, how a hand is dealt, and why the banker bet is the one to make.

How baccarat works

Baccarat is a guessing game with cards. Two hands are dealt, one called Player and one called Banker, and you bet on which will end up closer to 9. You don’t play either hand: the dealer deals both by fixed rules, so there is nothing to decide once your bet is down.

PLAYER7♣♣2♦♦9 BANKERK♠♠6♥♥6 €10PLAYERpays 1 to 1TIEpays 8 to 1BANKERpays 0.95 to 1 A natural 9 beats 6: Player wins
Two hands, three bets: Player, Banker or a Tie. Here the Player’s 7 and 2 make a natural 9, so a bet on Player wins.

What the cards are worth

A♠♠1The ace2♣♣5♦♦9♠♠2 to 9The number on the card10♥♥J♣♣Q♦♦K♠♠010, J, Q and K7♣♣8♥♥ = 155the hand’s value
Only the last digit of the total counts, so a hand is always worth 0 to 9.

Add up the cards and keep only the last digit: 7 and 8 make 15, which counts as 5. A hand of 8 or 9 from the first two cards is called a natural and wins straight away, unless the other hand has one too.

A round, step by step

  1. Place your betPut your chips on Player, Banker or Tie before the deal.
  2. Two cards eachThe dealer deals two cards to Player and two to Banker, face up.
  3. Maybe a third cardFixed rules decide whether either hand gets one more card. You don’t do anything: the dealer, or the game, applies them.
  4. Closest to 9 winsWinning bets are paid. If it is a tie, bets on Player and Banker are given back.

When a third card is dealt

You never need to remember these: the dealer follows them for you. They are here so the deal makes sense. If either hand has a natural 8 or 9, nobody draws. Otherwise the Player hand draws on 0 to 5 and stands on 6 or 7. The Banker then draws by this table:

Banker hasBanker draws when the Player’s third card is
0, 1 or 2Any card, or when the Player stood
3Anything but an 8
42 to 7
54 to 7
66 or 7
7Never: Banker stands

What each bet pays

BetPaysOn a €10 betHouse edge
Banker0.95 to 1You win €9.501.06%
Player1 to 1You win €101.24%
Tie8 to 1You win €8014.4%

Banker wins a little more often than Player, so the casino keeps 5% of Banker wins. Even so, Banker is the cheapest bet on the table. No commission tables pay Banker in full but only half when it wins with 6.

Versions and their odds

VariantWhat changesHouse edge
Punto bancoThe classic: fixed rules decide every card1.06% on banker
No commission baccaratA banker win on 6 pays halfabout 1.46% on banker
Speed baccarat (live)Faster rounds, the same rules1.06% on banker
Dragon TigerOne card each; the higher card winsabout 3.7%

Tips that make a difference

  • Bet on the banker: it wins slightly more often
  • Skip the tie bet: its house edge is over 14%
  • Ignore the scoreboards: past hands don’t predict the next one
  • Try no commission tables if you prefer round payouts

How to start playing baccarat

Four steps from our list to your first hand. The screens are a sketch: every casino looks a little different, but the steps are the same.

  1. 1Visit2Visit3Visit

    Step 1

    Pick a casino from our list

    Each row shows the payout time, the bonus terms and what the casino has for baccarat. Visit opens its site.

  2. Create your accountEmailPasswordCountryIrelandI’m 18 or overJoin

    Step 2

    Open an account

    It takes about two minutes. Use your real name, address and date of birth: they are checked before your first withdrawal.

  3. Deposit€10€20€50Deposit limitDeposit €20

    Step 3

    Set a limit, then deposit

    Set a deposit limit in your account first, then pay in with a card, Revolut or an e-wallet. €10 to €20 is enough to start.

  4. SlotsRouletteBaccaratLivePBDemoPBPBPBPBPB

    Step 4

    Find the baccarat tables

    Open the baccarat tab in the lobby. A free demo shows how the deal works before you bet.

Is it legal, and is it taxed?

Irish players can play at licensed online casinos. The Gambling Regulation Act 2024 set up the Gambling Regulatory Authority of Ireland, which is taking over licensing; until its licences cover online casinos fully, most sites that accept Irish players are licensed in Malta or the UK. We name the licence on every casino we list.

No tax on winnings. Gambling winnings are not taxed for players in Ireland today, though the rules can change.

Staying in control

52 of the 54 casinos here let you close your account for a while, and 28 let you set deposit limits. Each review lists the tools a casino has. Set them up before you need them.

  • Set a deposit limit when you open the account, if the casino has one
  • Decide how long you will play before you start
  • Never chase a loss with a bigger deposit
  • Free, confidential help: the national helpline on 1800 936 725, every day. More ways to stay in control

Questions about baccarat

What is the best bet in baccarat?

The banker bet, with a 1.06% house edge even after the 5% commission.

Why is there commission on banker bets?

Because the banker hand wins slightly more often; the 5% keeps the edge with the house.

Is the tie bet worth it?

No. It pays 8 to 1 but carries a house edge of over 14%.

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